Keep My Medicaid | Maryland’s Definitive Resource Hub on the One Big Beautiful Bill

Keep My Medicaid Maryland - Mobile Optimized

Maryland Medicaid Support Hub

Understanding the One Big Beautiful Bill Act and protecting your healthcare coverage. New federal law requires work documentation and more frequent renewals starting in 2026.

โš ๏ธ Up to 160,000 Marylanders may lose health coverage. Learn what you need to do to keep your benefits.

Learn what you need to do to keep your Maryland Medicaid benefits & remain in compliance with the new federal law.

How to Use This Resource Hub

๐Ÿ“ What This Hub Is

Your go-to resource for understanding Maryland's new Medicaid requirements. We break down complex federal laws into simple, actionable steps.

๐Ÿ‘ฅ Who It's For

  • Current Medicaid recipients who need to stay covered
  • Family caregivers helping loved ones
  • Adults 50-64 facing work requirements
  • Healthcare professionals assisting clients

๐Ÿ” What You'll Find

  • Work requirements - 80 hours/month explained
  • Renewal checklists - Required documents
  • Exemptions - Who doesn't need to work
  • Appeals - If you lose coverage unfairly
  • Local help - In-person assistance

๐Ÿ’ก Quick Tip: Choose a box below that matches your situation to get personalized guidance.

130,000+

Marylanders at risk of losing Medicaid

80 hours

Monthly work requirement for adults 19-64

Every 6 months

New renewal frequency (was annual)

What's Changing with Maryland Medicaid

๐Ÿ“… Key Implementation Dates

NOW Immigration 5-year wait
โ†’
Oct 2025 Provider funding cuts
โ†’
Jan 2026 6-month renewals,
$35 copays
โ†’
Jan 2027 Work requirements
โ†’
Jan 2035 Nursing home staffing

5-Year Immigration Wait

ยง71109 Required
๐Ÿ“… Effective NOW (July 2025)

What It Means:

5-year wait for Medicaid for new lawful immigrants. Most new green card holders must wait 5 years for Medicaid.

What to Do Now:

Know your immigration date

Simple Steps:

  1. Check your card
  2. Count 5 years
  3. Apply after that

Provider Funding Cuts

ยง71115, ยง71116 Required
๐Ÿ“… Begins FY 2026

What It Means:

Cuts to provider funding (including Maryland). Some clinics may shorten hours, lay off staff, or close.

What to Do Now:

Stay alert for care changes

Simple Steps:

  1. Call your clinic if things change
  2. We can help you find new care

Six-Month Renewals

ยง71107 Required
๐Ÿ“… Starts January 1, 2026

What It Means:

Medicaid eligibility will be redetermined every six months, rather than every twelve months. You could lose coverage if you miss paperwork midyear.

What to Do Now:

Note the six-month renewal deadlines on your calendar.

Simple Steps:

  1. Save your notices
  2. Send papers early
  3. Ask for help if unsure

$35 Copays

ยง71112 Required
๐Ÿ“… Starts January 1, 2026

What It Means:

$35 copay for some services (100โ€“138% of Federal Poverty Level). You may have to pay $35 for visits or prescriptions.

What to Do Now:

Ask if copays apply to your visits

Simple Steps:

  1. Call ahead
  2. Bring payment or ask for help

Retroactive Coverage

ยง71103 Required
๐Ÿ“… Starts January 1, 2026

What It Means:

Retroactive coverage cut from 90 days to 30. Medicaid only pays for bills up to 30 days before you applied.

What to Do Now:

Apply as soon as you get care

Simple Steps:

  1. Don't wait
  2. Keep receipts
  3. Ask someone to help file if needed

Work or Community Engagement

ยง71119 Required
๐Ÿ“… Starts January 1, 2027

What It Means:

80 hrs/month required for adults 19โ€“55 (with exceptions). If you don't meet or report hours, your Medicaid could be paused or cut off.

What to Do Now:

Find out if you're exempt and how to report hours

Simple Steps:

  1. Keep track of work/volunteer time
  2. Report it monthly
  3. Ask for help

Nursing Home Staffing

ยง71111 Required
๐Ÿ“… Delayed until January 1, 2035

What It Means:

Nursing home staffing rule delayed until 2035. Nursing homes may not have more staff for a decade.

What to Do Now:

Ask about current staffing where you live

Simple Steps:

  1. Ask "How many staff per shift?"
  2. Speak up if you're not getting care

Medicare Savings Program

ยง71101 Required
๐Ÿ“… Blocked indefinitely

What It Means:

Medicare Savings Program simplification blocked. Applying for help with Medicare Part B or D will still be hard.

What to Do Now:

See if you qualify anyway

Simple Steps:

  1. Call a helper
  2. Apply the old way
  3. Follow up

Get Help Based on Your Situation

Need Immediate Help?

Call Maryland Medicaid at 1-855-642-8572 (TTY: 1-855-642-8573)
Monday - Friday, 8:00 AM - 5:00 PM EST

H.R. 1 Effective Date Countdown

H.R. 1 Medicaid Changes

Official Effective Date: October 1, 2025

๐Ÿ“… Today is --
--
Days Until Implementation
Time remaining to prepare for new requirements
--
Months
--
Days
--
Hours
--
Minutes

โš ๏ธ Critical Action Required

Use this time to understand new work requirements, gather required documents, and ensure your Medicaid coverage continues uninterrupted.

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